Exchanio - Cookie Policy

Here are the detailed advanced privacy policies for Exchanio, covering GDPR, CalOPPA, and CCPA (CPRA):

GDPR Privacy Policy for Exchanio

Last Updated: 25th January 2025
Introduction
Exchanio is committed to protecting the privacy of its users in accordance with the General Data Protection Regulation (GDPR). This policy explains how we collect, store, and process your personal data.
1. Data Controller
Exchanio, operated by Aanika Infinite LLC, is the data controller for your personal data.
2. Types of Data Collected
We collect personal and financial data, including but not limited to:

Name, email address, phone number

Transaction history and payment information

Device information (IP address, browser details)

3. Legal Basis for Data Processing
We process your data based on:

Consent (for marketing purposes)

Contractual necessity (to process transactions)

Legal obligations (for compliance with KYC and AML regulations)

4. Data Retention
Your personal data will be retained for no longer than necessary to fulfill the purposes outlined, or as required by law.
5. Data Subject Rights
Under GDPR, you have the following rights:

Right to access your personal data

Right to correct or delete personal data

Right to object to processing or request data portability

6. Data Transfers
Your data may be transferred to countries outside the EU, including the United States. We ensure compliance with all applicable laws to protect your data.
7. Data Protection Officer
For further information, or to exercise your rights, please contact our Data Protection Officer at legal@exchanio.com.

California Online Privacy Protection Act (CalOPPA) Privacy Policy for Exchanio

Last Updated: 25th January 2025
Introduction
Exchanio complies with the California Online Privacy Protection Act (CalOPPA). This policy explains the personal information we collect and how it is used, including how we protect your privacy under California law.
1. Information We Collect
We may collect:

Personal information, including name, email, and phone number

Payment information and transaction details

2. California Consumer Rights
Under CalOPPA, California residents have the right to:

Know what personal information is collected and how it is used

Request access to and deletion of personal data

Opt-out of the sale of personal data (Exchanio does not sell personal information)

3. Changes to Our Privacy Policy
We will notify users about any material changes to our privacy policy by updating the "Last Updated" date.
4. Contact Information
For any requests or concerns, please contact us at legal@exchanio.com or WhatsApp +1 980-819-0210.

California Consumer Privacy Act (CCPA) / California Privacy Rights Act (CPRA) Privacy Policy for Exchanio

Last Updated: 25th January 2025
Introduction
Exchanio complies with the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). This policy describes how we collect, use, and share your personal data.
1. Information We Collect
We collect personal and financial data, including:

Identifiers such as name, email, phone number

Transaction and payment information

Device and IP address

2. Purposes for Collecting Data
We collect and use your data for:

To provide money remittance services

To comply with legal obligations (KYC, AML)

To send marketing communications (with consent)

3. Your Rights Under CCPA/CPRA
California residents have the right to:

Know what personal information we collect

Request deletion or correction of your data

Opt-out of sales of personal data (if applicable)

4. Non-Discrimination
Exchanio will not discriminate against any consumer who exercises their rights under the CCPA/CPRA.
5. Contact Information
To exercise your rights or ask questions, please contact us at legal@exchanio.com or WhatsApp +1 980-819-0210.

These policies address the key requirements of GDPR, CalOPPA, and CCPA (CPRA) for Exchanio and emphasize the responsibility of agents to comply with all legal and privacy obligations. If you need further details or adjustments, feel free to let me know!