Privacy Policy for Exchanio

Last Updated: 25th January 2025

Introduction

Exchanio, a money remittance business operated by Aanika Infinite LLC, is committed to protecting your privacy. This policy outlines how we collect, use, and protect your personal information, and it ensures compliance with various global privacy laws.

1. Information We Collect

• Personal Data: Full name, email, phone number, and payment details.
• Transaction Data: Money transfer details, payment methods, and related information.
• Device Information: IP address, browser type, and device information.
• Cookies: We use cookies to improve the user experience and analyze site usage.

2. How We Use Your Information

• To process payments and provide remittance services.
• To verify your identity as part of our compliance with Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations.
• To send service-related and promotional communications with your consent.
• To ensure compliance with applicable laws and regulatory bodies, including the Financial Crimes Enforcement Network (FinCEN).

3. Data Retention We retain personal data for as long as necessary to fulfill the purposes mentioned in this policy or as required by law.

4. Sharing Your Information Exchanio does not sell personal data. We may share data with:

• Service Providers: Third parties involved in payment processing, fraud detection, and other services.
• Legal Authorities: To comply with FinCEN regulations and other legal requirements.
• Agents: Authorized agents have a heavy responsibility to ensure due diligence and compliance with applicable laws.

5. Your Rights You have the right to:

• Access your data.
• Correct or delete your data (where applicable).
• Opt-out of marketing communications.

6. International Data Transfers Your data may be transferred to the US and other jurisdictions. Exchanio ensures compliance with global data protection laws, including GDPR, CCPA, and PDPA.

7. Data Security Exchanio implements robust security measures to protect your data from unauthorized access or misuse.

8. Agents' Responsibilities Agents must exercise heightened due diligence in their interactions with users and ensure compliance with all AML, KYC, and privacy requirements. Failure to do so may result in penalties or termination of the agent’s relationship with Exchanio.

9. Legal Notices For any legal inquiries, please contact us at:

• Email: legal@exchanio.com
• WhatsApp: +1 980-819-0210

10. Compliance with Laws Exchanio complies with:

• FinCEN MSB Registration (MSB Registration Number: 31000290446041)
• Anti-Money Laundering (AML) and Know Your Customer (KYC) Regulations
• General Data Protection Regulation (GDPR) (EU)
• California Consumer Privacy Act (CCPA) (USA)
• Personal Data Protection Act (PDPA) (Asia)

11. Changes to This Policy This policy may be updated from time to time. All updates will be posted on this page.

12. Contact Us If you have any questions about this policy or our data practices, please contact us at:

• Email: legal@exchanio.com
• Phone: +1 980-819-0210
• Address: 1001 S. Main St., STE 500, Kalispell, MT 59901, USA